Credit ProtectionMoney

A credit card can be a great financial tool, but it is a big responsibility. Applying for and reciving a credit card generally is an easy procedure. Offers from credit card companies arrive frequently in the regular mail.

Many people, particulary first-time users, do not fully understandthe implications of a credit card. They may charge more than they can repay. This can damage a credit rating and create credit problems that can be difficult to fix. Credit card and identity theft can be a major issue when applying for credit.

Before you submit a credit application, obtain a copy of your credit report from one of the three credit reporting agencies to make sure it is accurate. The Fair and Accurate Credit Transactions (FACT) Act allows consumers in the United States to receive ine free copy of their credit report from each of the three major credit reporting agencies during a twelve-month period.

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Atlanta, GA 30374Reporting options

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Costa Mesa, CA 92626

P. O. Box 2000

Chester, PA 19022


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Matt Price

11/10/11, Lab 2 Credit, 5th